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Credit Card Debt: How To Control It


A lot of people spend more money than they can afford to repay toward their credit card debts. To regain control over your finances and to manage your debt, here are some solutions you can try.

Understanding the Function of Credit


What is Credit?Credit is the backbone and the engine behind the workings of the economy. Credit simply allows individuals and companies to borrow funds in good faith and pay it back over a specified time frame.

Cutting Credit Card Costs


What are the APRs charged by the credit cards in your wallet? If you are paying more than 12% interest on any of them, you are probably paying too much. The prime rate is currently in the single digits, so credit card companies that charge above 13% APR are overcharging.

Restore Your Credit Rating And Reduce Your Debts


Your credit rating affects many areas of your life. Opening new credit accounts, buying a home or car, getting a new job, and receiving discounts on insurance rates are just a few of the things that are impacted by your credit score.

How Your Credit History Can Affect Your Life


Your credit history is an important aspect of your life. Maintaining your credit rating is very important to your future and to your lifestyle.

10 Signs You May Need Credit Counseling


Debt management programs can be of real help for people that discover they cannot face their debts. At first, they will attempt to solve the situation all by themselves by cutting down on spending and keeping a close eye on accounts.

Common Credit Score Myths


A lot of credit score myths about fico score ratings get spread around and some of them are just outdated information. Sometimes even lenders can give you the wrong advice and it can get confusing.

Finding and Applying for the Right Credit Card Offer Online


Anywhere you go online nowadays, you will see a multitude of ads for credit cards. Some offer low interest rate for an introductory period, or bonus frequent flyer miles while others offer real discounts on new vehicles and equipment.

Cash Back vs. Rewards Credit Cards


Ah, the sweet rewards of using credit!Not only do you get immediate gratification with the buy now-pay later plastic, but now, many credit cards offer rewards and incentives for using their card to make purchases. You can get cash back, or gift cards, or 'reward points' that you can spend on merchandise or services from various merchants.

Avoiding College Credit Card Traps


Congratulations college freshman! You're about to embark on one of the most exciting times of your life. By now your parents, siblings, and friends have offered you all kinds of advice on how to make your transition to college smoother - how to get along with your roommate, what classes to take and which ones to avoid, where to find the best off-campus food, and how to stay safe on campus.

Credit Report Secrets: Do You Know What They Reveal?


If you've ever applied for a credit card or loan, you've probably hadyour credit report reviewed by the lender. Your credit report has a huge impact on your financial future, so it's well worth your time to be sure that you understand what your credit report says about you.

Identity Theft - Monitor Your Credit Report


The recent security breach at credit card processor CardSystems Solutions has many consumers worried. Thanks to a well-placed computer virus, nearly forty million credit card numbers were stolen, and cardholders nationwide are justifiably concerned about identity theft.

Which Business Credit Cards with Reward are the Best?


Thinking of applying for a credit card with a reward program to help you and your business? Here is a brief guide to some of the best programs on the internet.The Platinum Business Credit Card with rewards from American Express is a great offer.

Manage Your Credit Wisely


Getting your first credit card is a big deal and all young people look forward to it with bated breath. We wait for years to be able to apply successfully for out own credit card.

Credit Report - How Your Credit Score is Determined


Most consumers are aware that they have something known as a credit report that is used to determine whether or not they would qualify for a loan. Fewer are familiar with the FICO score, a creation of the Fair, Isaac, and Co.

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MORE RESOURCES:

S&P projects credit losses will rise into 2010
BusinessWeek - 2 hours ago
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Financial Post

Canada Budget Will Seek to Ease Credit, Flaherty Says
Bloomberg - 3 hours ago
6 (Bloomberg) -- Canadian Finance Minister Jim Flaherty said he may use his budget later this month to help ease tight credit markets and reverse a slowdown ...
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Beshear Urges Workers To Apply For Tax Credit
MSNBC - 4 hours ago
Steve Beshear has begun a campaign to urge low- and middle-income Kentuckians to apply for a federal earned income tax credit. Beshear said the federal tax ...
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Tax credits, tips for filing season
Detroit Free Press, United States - 1 hour ago
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Auto Executives See Help From Credit Mkts, Stimulus Plan
CNNMoney.com - 21 hours ago
(TM) said the conditions in the auto sector should be brighter by the second half as improvements in the credit markets and a government stimulus package ...
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Police Say Credit Cards Tie Suspect to Beating
Washington Post, United States - 14 hours ago
The attacker took his wallet, which contained $400 in cash, as well as credit cards and identification. Williams suffered life-threatening head injuries and ...


Mexican banks move to avoid credit card defaults
Reuters - 1 hour ago
By Noel Randewich MEXICO CITY, Jan 6 (Reuters) - Two Mexican banks are launching programs to help consumers reduce credit card debt as a slowing economy ...


Telegraph.co.uk

Credit union to unveil new name
Bizjournals.com, NC - Jan 5, 2009
The local credit union will announce its new name on Friday, Jan. 9, at its office at 333 Martin Luther King Dr. in San Antonio. The credit union held a ...
Colleges Profit By Signing Students Up for Credit Cards findingDulcinea
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Credit Card Companies Slash Credit Limits
Wall Street Journal - Jan 5, 2009
By SHELLY BANJO As if access to credit wasn't already tight, credit card companies are slashing consumer credit lines and closing inactive cards - a move ...
Card issuers cut back on accounts, credit to reduce risk SmartBrief
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Great Florida Bank chief credit officer resigns
Bizjournals.com, NC - 5 hours ago
In a securities filing made public Monday, Great Florida Bank disclosed that Daniel Acevedo Jr., its chief credit officer, resigned on Dec. 5. ...

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